What We Do

What We Do

Here at Citizen Debt Services, we’ve worked to specifically design our program around helping our clients free themselves from debt as quickly as possible. Our process involves a free debt evaluation, a customized debt relief program, and a debt settlement negotiation that targets your lenders and creditors. Take a look below to learn about our process.

Your Free Debt Evaluation

Talk with one of our Certified Debt Consultants to gain a deeper insight into your debt. From there, you’ll be presented with a range of debt strategies to help determine if our program is right for you. All it takes is a no-obligation phone call, click here to give us a call!

Endless Customization

We’re firm believers that no two clients are ever the same, which is why we work to tailor our approach to the individual needs of each of our clients. This helps to ensure that you can achieve maximum savings, reduce your debt quickly, and receive a monthly program deposit that works for your budget.

Your Debt-Free Program

Every step of the way, you’ll have a member of our team ready to support you throughout the entire process. We’ll begin by building your Dedicated Account, which serves as the engine that drives your program. As you build it, our negotiations team will work to design a custom strategy that they will leverage to guarantee the best settlements.

Then, we’ll work to negotiate a fair settlement with your creditors. We use our years of experience to leverage settlements with multiple creditors to ensure that you receive the very best settlement as possible.

Once you achieve the appropriate amount of funds in your Dedicated Account, we implement your customized strategy and begin working towards reducing your debt.

Remember, every step of the way, our Certified Debt Consultant will work with you to guide you through the program, to review your financial situation, to understand your struggles and your goals, and to ensure that this program is right for you.

Our Services

Our debt settlement program helps those who are struggling to make monthly payments regain control over their finances to ensure that they can live life with a little less stress, a little more money in their pocket, and a clear path forward.

Debt settlement – also known as debt relief – is a popular alternative to bankruptcy and in most cases, it’s more effective. If you can answer “yes” to any of the below criteria, debt settlement might be right for you!

  • Are you struggling to make monthly minimum payments?
  • Did you recently experience unexpected medical expenses?
  • Are you behind on bills?
  • Did you recently lose your job?
  • Are you considering filing for bankruptcy?
  • Are you unable to repay money that you owe?
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